Loan Officer Resident Seminar - LORS
April 27 – May 2, 2025
The Exeter Inn, Exeter, NH
For over 45 years, synonymous with quality bank training at reasonable cost.
Registration is now open to RMA Members.
Registration will be open to Non-Members on January 2.
Objective of the Seminar
For over 45 years, LORS has served as a resource for RMA Banks throughout New England by providing Commercial Lending training to bank Credit Analysts and Junior Commercial Lending Officers.
The seminar teaches fundamental credit skills and practical lending techniques using daily seminars in conjunction with related case studies. The week concludes with the popular "Mock Loan Committee," where students apply what they have learned to a presentation in front of seasoned credit and lending professionals. Each instructor during the week is either an experienced lender or credit professional from an RMA member bank or a recognized expert in their field. Based on feedback from previous classes and in recognition of changing trends in the industry, the program is constantly updated to fit the needs of the next generation of commercial lenders.
Early enrollment is encouraged, as class sizes are limited to provide a better opportunity for one-on-one instruction and to share thoughts and opinions in a team building environment. For more information, contact Julie Conroy.
Who Should Attend?
The Loan Officer Resident Seminar is designed for credit analysts, junior commercial lending officers, or credit professionals who have the expectation of being in that position in the near future. Participants should have at least one year of experience in commercial lending or commercial credit administration, and should have a basic understanding of commercial lending and financial statement analysis. This can also serve as a great intro/refresher for Business Development Officers looking to expand their skills to include Commercial Loans.
The Curriculum
The LORS curriculum has been organized around daily focus topics: "The Current Banking Environment," “Fundamental Credit Analysis," “Loan Documentation,” “Credit Structuring,” “Cash Flow and Breakeven Analysis,” “Due Diligence and Early Warnings”, “Risk Management Reporting and Governance” and "Loan Committee Presentations” among others.
Location
The seminar is being held at the Exeter Inn, adjacent to the Phillips Exeter Academy in Exeter NH. The Exeter Inn is a lovely boutique hotel, welcoming in ambiance with luxurious and comfortable accommodations which provide the ideal setting for a New England educational seminar. CLICK HERE to learn more about the hotel and to view its amenities.
Tuition and Application
For admission, complete the online application and pay by credit card or check.
For RMA member banks, the tuition is $2,850 for a single occupancy, including meals, lodging, instruction, and materials. For non-member banks, the tuition is $3,500, if any seats are available after Advance, Members Only registration deadline.
Cancellation Policy
We will make an earnest effort to fill any cancelled seat. However, if we cannot fill the seat:
Registrations cancelled by February 15 will qualify for a full refund or substitution of attendee.
Registrations cancelled by February 28 will qualify for a 50% refund, or substitution of attendee.
Registrations cancelled after February 28 are nonrefundable, unless RMA can resell the seat.
All applicants who are not accepted for admission will receive a full refund.
Registration and Dress
Registration will be between 2:00 and 4:00 p.m. on Sunday, April 27. A seminar orientation will be held from 4:00 - 5:00 to brief students on the seminar agenda with a cocktail reception from 5:00 - 6:00 p.m. to meet fellow students and instructors Dinner will be served following the reception. The LORS seminar will conclude at noon on Friday, May 2. Dress during orientation and classes is business casual and casual for dinner.
For more information regarding LORS contact:
Julie Conroy, Chapter Executive Director
Julie@rmanewengland.org